Indian Railways introduces optional travel insurance for counter-booked tickets starting October 27

Indian Railways has introduced optional travel insurance for passengers purchasing tickets across reservation counters, effective October 27. Travelers can choose to add this coverage by paying a nominal premium during the booking process at the counter. The policy extends financial protection against accidents and untoward incidents during the rail journey.

This service matters as it extends safety coverage to millions of passengers who rely on physical booking counters rather than digital platforms. It bridges a coverage gap for traditional railway commuters seeking low-cost transit insurance.

Passengers buying counter tickets should inquire about the insurance option at booking windows and specify their preference. Travelers must check their ticket printouts to confirm whether the insurance premium and policy details have been correctly incorporated.